NY Foreign Student Health Insurance

Yes, Essential Plan is a NY State sponsored program developed to provide health insurance to international students with no income.

Any New York State resident who carries a valid visa can apply.

Applications are accepted all year round. The policy effective date will depend on your application submission date.

The 10 essential health benefits mandated by the Affordable Care Act including:

• Free preventive care
• Inpatient and Outpatient Care
• Maternity and Newborn Care
• Emergency Services
• Lab and Imaging (ex. X-rays, CAT scans, ultrasounds)
• Prescription Drugs
• Rehabilitative and Habilitative Services (ex. Physical Therapy)
• Mental Health and Substance use Disorder Services
• Wellness and Chronic Disease Management Services

You can also enroll for dental and vision benefits through Essential Plan Plus.

Yes, it is an annual contract that can be renewed each year.

No.

Your basic personal information (name, date of birth, contact, etc.), home address, passport and visa information.

You can get a refund for a $200 payment within a 6 month period. (Annual Max $400) You must visit the gym at least 50 times within 6 months. Receipts (or any proof of visitation) must be provided to the insurance provider in order to claim your refund.

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