Yes, Essential Plan is a NY State sponsored program developed to provide health insurance to international students with no income.

Any New York state resident who carries a valid visa can apply.

You can apply every month. The policy effective date will depend on your application submission date.

Primary Care Physician / Specialist office visits, emergency room / Ambulance use, surgery, prescription, and other basic medical benefits are covered. You can also enroll for dental and vision benefits.

Yes, it is an annual contract that can be renewed each year.

UnitedHealthCare

No.

We need your basic personal information (name, date of birth, contact, etc.), home address, passport and visa information.

You can get a refund for $200 payment within 6 month period. (Annual Max $400)  You must visit the gym at least 50 times within 6 months. Receipts (or any proof of visitation) must be provided to the insurance provider in order to claim your refund.